Kratzer Consulting is built around one core belief: every business deserves the strategic leadership of a true CFO, whether full-time or fractional.

Where accountants create data and controllers organize it into information, CFOs bring clarity to financial information, develop financial information into strategy, transform strategy into action, and turn action into results. Great CFOs are not number-crunchers; they are strategists, implementers, and business leaders focused on improving the company’s balance sheet, optimizing cash flow, and building long-term value.

Kratzer Consulting offers a wide range of Finance and Management Consulting services tailored to help businesses manage financial complexity and scale with confidence. We specialize in embedded fractional CFO support and hands-on advisory across every stage of the business lifecycle from inception to exit.

Our experienced team works closely with business owners and executive leadership to provide clear insights, practical solutions, and tangible outcomes.

Whether you’re addressing stagnating sales, optimizing your capital structure, navigating an ERP implementation, or preparing for growth or sale, we bring clarity to your financial picture and discipline to your operations.

We don’t just advise, we lead alongside you. Discover the impact of expert financial counsel in transforming your operations, enhancing profitability, and unlocking the next stage of growth.

Fractional CFOs: Frequently Asked Questions

A fractional CFO is a chief financial officer who works with your business on a part-time or project basis, providing executive financial leadership without the cost of a full-time hire.

Accountants create data and controllers organize it into information. CFOs bring clarity to financial information, develop that information into strategy, transform strategy into action, and turn action into results.

A fractional engagement is scoped to the hours and responsibilities your business actually needs, which is how it delivers executive-level financial leadership at a fraction of the cost of a full-time CFO.

We specialize in small to medium-sized businesses that need financial clarity, strategic direction, and scalable solutions in order to grow confidently.

Transparent financial information, strategic clarity, tangible results, reduced financial risk, optimized cash flow, and preparation for fundraising, scaling, or exit.

Common triggers include stagnating sales, the need to optimize your capital structure, navigating an ERP implementation, or preparing the business for growth or sale.

Benefits of using a fractional CFO

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Transparent financial information

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Strategic clarity

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Tangible results

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Reduced financial risk

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Optimized cash flow

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Prep for fundraising, scaling, or exit